Through thousands of conversations with Hispanic families, we developed our holistic approach that drives the why behind improving financial wellbeing
Set personal goals that help you achieve a balanced and fulfilled life.
Track your spending and saving with ease, giving you greater control over your hard earned money and expenses.
Exclusive videos and podcasts of successful Latinos sharing their stories and providing advice
One-stop-shop for tailored guidance and portal to resources in personal finance, business, health, and education
With Paso Sabio, you can easily track your progress, receive personalized tips and information, and stay motivated on your journey to success.
Be part of a community that supports and encourages each other to achieve your personal and financial goals
We place the well-being of our users above all else.
We help them make confident decisions with their money to reduce stress.
We guide users towards long-term decisions.
We empower users to engage with their communities.
We give users the tools to lead a more balanced life.
We create a community of collective support and belonging.
Low Financial Literacy
Only 28% of Hispanic adults demonstrate high levels of financial literacy, compared to 43% of the general U.S. population
Underbanked Households
28.9% of Hispanic households are underbanked, meaning they have a bank account but still rely on alternative financial services like payday loans
High Cost of Financial Services
Hispanic households are more likely to pay high fees for financial services due to lack of access to affordable banking
Emergency Savings
Only 29% of Hispanic adults have an emergency fund, compared to 48% of the general population
Retirement Savings
62% of Hispanic adults report having no retirement savings, compared to 45% of the general U.S. population
Use of Alternative Financial Services
Hispanic households are twice as likely to use payday loans, check cashing services, and other high-cost financial products
Language Barriers
76% of Hispanic adults say they prefer financial information in Spanish, yet there is a shortage of financial resources available in Spanish
Access to Credit
Hispanic individuals are 50% more likely to be denied credit compared to their White counterparts, even when controlling for income and credit score